Car Loans Australia: Fast Comparison & Easy Approval
If you're looking for the best, low-rate car finance deals on a new or used vehicle, you are in the right place.
Car Loans Australia provides a free service to help you find the right car loan from a big selection of
Australia's leading car loan brokers, banks & non-bank lenders … without accessing or affecting your credit file
!!
Let us help you find the right car loan at the best rates!
All finance quotes are provided free (via our secure server) and without obligation. We respect your
privacy.
Any Purpose
New car purchase, Used car buyers, Refinancing, Private sale, Dealer purchase.
Simply complete our short online loan enquiry form for direct access to a
specialist broker or lender who can best accomodate
your specific needs and circumstances.
When you submit an online loan enquiry with us, we match your details instantly
against the lending criteria of over 2000 finance
professionals across Australia - all competing for your business.
Unlike most online loan websites, submitting your finance enquiry with us does not result in an entry
recorded on your credit file.
Multiple credit file entries can make it considerably more difficult to obtain a loan and can severely
limit your options.
Use our free eligibility assessment to find out how much you can afford to borrow now and, when you are ready to
go car shopping, you can do so with the confidence of being pre-approved!
Just complete our simple car loan eligibility application form and a fully qualified, professional car loan consultant
will set out your options for achieving what you want to do.
If you do not currently qualify automatically to borrow enough money to buy your dream car right now, your car
loan consultant can help you by:-
a. explaining all of the options and alternatives that may currently be available to you;
b. showing you exactly what more you need to do in order to borrow the amount you need now;
c. outlining exactly what you will need to do in order to qualify at some time in the future and;
d. maintaining contact with you to provide ongoing information and assistance as you require until you
are ready to buy.
How we work for you!
We do not rely on automated software to provide "instant" car finance recommendations ... because we
believe that no software can completely comprehend the specific needs of any individual in determining the most
appropriate car finance products or options.
When you apply for a free assessment on this website your application will be reviewed by a qualified
professional who will then utilise the latest product analysis research and technology in order to tailor an
individual recommendation and product comparisons appropriate to your personal circumstances.
Therefore it is important, when you complete your eligibility assessment application, that you answer all
questions as completely and as accurately as possible.
Finding the right car loan in Australia can be just as critical as selecting the car itself. Car finance, though a common undertaking, involves nuanced decisions that can have a significant impact on your financial future. - read more
Stepping into the world of auto financing can be as daunting as it is exciting. The commitment of a new car loan demands more than just desiring your dream car; it necessitates a balanced budget and a solid financial plan. Understanding how to prepare before signing on that dotted line is not only wise, it’s imperative for your financial health. - read more
When it comes to buying a car, particularly a used one, having a flexible budget is essential. Flexible budgeting allows you to adjust your spending plan according to your current financial situation and any unexpected changes that might occur. This adaptability is crucial in managing your finances effectively and ensuring you make a purchase that won't strain your resources. - read more
The Australian automotive landscape has witnessed a significant transformation with the rise of online car sales. The concept of browsing, selecting, and purchasing a vehicle through digital platforms has gained immense popularity, offering consumers a vast array of choices at their fingertips. - read more
Buying a car is a significant financial decision, and understanding the loan terms involved is crucial to navigating this process effectively. Loan terms can dramatically affect how much you end up paying over the life of your loan, and they play a pivotal role in ensuring that you are empowered during the car buying process. These terms determine your monthly payments, interest rates, and the total cost of the car in the long run. - read more
Australian real wages have hit a challenging plateau, currently trailing 6.1% below their mid-2022 'covid-bubble' heights. The Reserve Bank of Australia's (RBA) recent Statement of Monetary Policy provides little solace, projecting that real wages will stay 5.5% beneath their peak by the close of 2027. This comes amidst SEEK's latest advertised salaries index, which paints a picture of slowing wage growth. - read more
The latest inflation figures from the Australian Bureau of Statistics have disrupted expectations for a rate cut by the Reserve Bank of Australia (RBA) in September. July's monthly CPI inflation escalated to an annual rate of 2.8%, rising significantly from June's 1.9% and outstripping forecasts from multiple market analysts. This unexpected inflationary surge is mainly attributed to a dramatic 13.0% hike in electricity prices and robust travel costs. - read more
A new federal scheme, designed to lower the demand for lenders’ mortgage insurance (LMI), may inadvertently escalate home prices and hinder lower-income earners' ability to purchase property, according to concerns raised by Australian insurers. The Home Guarantee Scheme, set to expand in October, offers first-time buyers the opportunity to bypass the usually required LMI if they have managed a deposit of just 5%. - read more
The Australian federal government has announced an earlier implementation of its expanded program guaranteeing low-deposit loans for first-time home buyers, set for October. This program aims to eliminate the need for lenders' mortgage insurance (LMI) by allowing first-home purchasers with just a 5% deposit to enter the market. Previously planned for next year, the revamped policy also removes income caps and raises property price limits. - read more
A significant financial shift is on the horizon for Australian households. After years of stringent budgeting, new data suggests a revitalisation in household spending, thanks to recent interest rate cuts and tax relief measures introduced last July. - read more
Need Help Finding a Loan?
Get a free car loan eligibility assessment and compare offers tailored
specifically to your circumstances.
All finance quotes are provided free (via our secure server) and without
obligation. We respect your
privacy.
Knowledgebase
Bond: A fixed-income investment in which an investor loans money to an entity that borrows the funds for a defined period at a variable or fixed interest rate.
