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Car Loans Australia: Quick Quotes & Fast Eligibility Assessment

If you're looking for a great car loan deal for a new or used vehicle purchase or refinance, you are in the right place. Car Loans Australia provides a free service to help you find, and pre-qualify for, the right car loan, from a selection of participating specialist Car Loan Brokers, Banks & Non-bank Lenders, from our nation-wide referral partner network, without accessing or affecting your credit file!!

Let's help find your car loan!

Loan Amount:
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All quotes are provided obligation-free by a participating broker from our national referral partner network. We respect your Privacy.

Comparison results are from participating brokers within our referral network and may not represent all providers in the market. We may receive a referral fee at no cost to you. We do not provide financial advice or credit assistance directly.

Any Purpose

New car purchase, Used car buyers, Refinancing, Private sale, Dealer purchase.

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Any Situation

We can help find your next car loan regardless of your employment situation or credit history.

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All Features

Secured Car Loans, Unsecured Finance, Vehicle Leasing, Hire Purchase, Chattel Mortgage, Major Banks, Non-bank Lenders, Lo/No-doc Loans.

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Free assessment

Simply complete our short online loan enquiry form for direct access to a specialist broker or lender who can best accomodate your specific needs and circumstances.

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Multiple lenders

When you submit an online loan enquiry with us, We match your enquiry with a qualified broker or lender who can access a range of finance options from their panel. This may not represent all possible lenders or products available in the market.

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No credit check on enquiry

Submitting your initial finance enquiry with us does not involve a credit check or create an entry on your credit file. Your details are used for our preliminary eligibility assessment and to match you with a broker or lender. If you choose to proceed with a referred broker or lender, they may conduct a credit check in line with their application process, which could affect your credit file. Multiple credit file enquiries can make it more difficult to obtain a loan and may limit your options.

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Not yet ready to buy?

Use our free, no-obligation eligibility assessment to get an indication of how much you may be able to borrow based on typical criteria used by our participating lenders. This is not a loan approval or offer, but it can help you go car shopping with a clearer idea of your likely borrowing capacity.

Just complete our simple car loan eligibility application form and a fully qualified car loan broker from our referral network will set out your options for achieving what you want to do. Any guidance or recommendations will be provided by the licensed broker or adviser to whom your enquiry is referred.

If you do not currently qualify automatically to borrow enough money to buy your dream car right now, your car loan broker can help you by:-

  • explaining all of the options and alternatives that may currently be available to you;
  • showing you exactly what more you need to do in order to borrow the amount you need now;
  • outlining exactly what you will need to do in order to qualify at some time in the future and;
  • maintaining contact with you to provide ongoing information and assistance as you require until you are ready to buy.

How we work for you!

We do not rely on automated software to provide "instant" car finance recommendations ... because we believe that no software can completely comprehend the specific needs of any individual in determining the most appropriate car finance products or options.

When you apply for a free assessment on this website, your enquiry details are provided to a qualified broker from our referral panel, who will then utilise the latest product analysis research and technology in order to tailor any recommendations and product comparisons to your personal circumstances. Car Loans Australia does not itself provide financial product advice or credit assistance; this is provided solely by the licensed broker or adviser to whom your enquiry is referred.

Therefore it is important, when you complete your eligibility assessment application, that you answer all questions as completely and as accurately as possible.

Car Loans Australia Weekly Motoring and Market News Wrap

Podcast Cover Image This week: the RBA lifted the cash rate to about 4.35% on 5 May, likely flowing through to variable car finance. EV novated‑lease tax perks are set to be wound back from April 2027, with full changes by 2029. Aprils VFACTS shows EVs at roughly one in six new‑car sales, a record share. Record March card spending underscores cost‑of‑living pressures and why tidy budgets matter for applications. Practical tips: recheck pre‑approvals, compare total cost on novated leases vs car loans, use calculators, and organise expenses before applying.


Car Loans Articles

Understanding Car Loan Refinancing in Australia: When Is It the Right Move?
Understanding Car Loan Refinancing in Australia: When Is It the Right Move?
Car loan refinancing involves replacing an existing car loan with a new one, usually to lower the interest rate, reduce monthly payments, or modify the loan term. In Australia's fluctuating economic landscape, refinancing can be a strategic financial decision for borrowers looking to adjust their finances to more favorable terms. - read more
Your Car Loan Journey: From Application to Approval
Your Car Loan Journey: From Application to Approval
In this article, we are embarking on a guided journey that we believe will help immensely in navigating the intricacies of the car loan process. - read more
Navigating Car Finance: How to Choose a Loan That Works for You
Navigating Car Finance: How to Choose a Loan That Works for You
Buying a car is a significant financial decision, and for many, it means exploring the world of car finance. In Australia, the options are plentiful, and understanding them is key to making an informed choice. Car finance can seem daunting, with various loan types, interest rates, and repayment plans to consider. But fear not – a clear understanding of these options can steer you towards a deal that complements your financial circumstances. - read more
Avoid the Pitfalls: Common Mistakes to Avoid When Seeking Car Finance
Avoid the Pitfalls: Common Mistakes to Avoid When Seeking Car Finance
Entering the world of car finance can be both an exciting and daunting venture. With a plethora of options for car loans in Australia, it is essential for potential buyers to arm themselves with knowledge to make the best financial decision. A well-informed choice can be the difference between a loan that propels your personal mobility, and one that hinders your financial stability. - read more
Fixed vs. Variable Interest Rates: Which Car Loan is Right for You?
Fixed vs. Variable Interest Rates: Which Car Loan is Right for You?
Purchasing a car is a major financial decision for many Australians, and it often involves securing a loan. With numerous options available, navigating the car loan landscape can be overwhelming. Understanding your choices is essential for finding the loan that best suits your needs. - read more

Finance News

Surge in Electric Vehicle Loans as Australians Respond to Fuel Price Hikes
Surge in Electric Vehicle Loans as Australians Respond to Fuel Price Hikes
12 May 2026: Paige Estritori
In March 2026, Australia witnessed a substantial increase in electric vehicle (EV) loan applications, with CommBank reporting a 161% rise compared to February. This surge is largely attributed to escalating fuel prices and growing concerns over energy security, prompting consumers to seek more sustainable and cost-effective transportation options. - read more
ASIC Calls for Strengthened Consumer Protections in Car Finance Sector
ASIC Calls for Strengthened Consumer Protections in Car Finance Sector
12 May 2026: Paige Estritori
The Australian Securities and Investments Commission (ASIC) has conducted a comprehensive review of the nation's motor vehicle finance sector, uncovering significant issues that adversely affect consumers. This investigation was initiated in response to a surge in complaints regarding high costs associated with car financing. - read more
Chinese Car Brands Roll Out Competitive EOFY Deals in Australia
Chinese Car Brands Roll Out Competitive EOFY Deals in Australia
12 May 2026: Paige Estritori
As the end of the financial year (EOFY) approaches, Chinese automotive brands are intensifying their efforts to capture the Australian market by offering a range of compelling incentives on electric and hybrid vehicles. These promotions are designed to attract both private buyers and commercial operators seeking cost-effective and environmentally friendly transportation solutions. - read more
New Partnership Offers Discounted Finance for Hyundai and Kia Electric Vehicles
New Partnership Offers Discounted Finance for Hyundai and Kia Electric Vehicles
04 May 2026: Paige Estritori
The Clean Energy Finance Corporation (CEFC) has announced a partnership with Hyundai Capital Australia (HCAU) to provide discounted finance rates on eligible Hyundai and Kia electric vehicles (EVs). This initiative aims to reduce the upfront costs associated with EV ownership, making it more accessible for Australian households and small businesses. - read more
MG HS Super Hybrid Now Available from $42,990 with End-of-Financial-Year Discount
MG HS Super Hybrid Now Available from $42,990 with End-of-Financial-Year Discount
04 May 2026: Paige Estritori
MG Motor Australia has announced a substantial price reduction for its HS Super Hybrid range as part of the M-Genius End-of-Financial-Year (EOFY) campaign. Until June 30, 2026, the plug-in hybrid SUV is available with a $5,000 discount, bringing the driveaway price to $42,990 for the Excite variant and $46,990 for the Essence variant. This represents a saving of approximately 10% off the previous prices. - read more
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Need Help Finding a Loan?
Get a free car loan eligibility assessment and compare offers tailored specifically to your circumstances.

Let's help find your car loan!

Loan Amount:
Postcode:
All quotes are provided obligation-free by a participating broker from our national referral partner network. We respect your Privacy.
All finance quotes are provided free (via our secure server) and without obligation.
We respect your privacy.

Knowledgebase
Adjustable-Rate Mortgage (ARM) Cap:
A limit on how much the interest rate or the payment can change for an Adjustable-Rate Mortgage.


This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. Clark Family Pty Ltd is an Authorised Representative (AR 1298860) of Unique Group Broker Services Pty Ltd (AFSL 509434) for financial product referrals and an Authorised Credit Representative (ACR 401491) of Saccasan Pty Ltd (ACL 386297). Check our licensing details on the ASIC registers: Clark Family Pty Ltd ACR, Clark Family Pty Ltd AR, Saccasan Pty Ltd, Unique Group Broker Services.
IMPORTANT: We act solely as an introducer and refer enquiries to licensed third-party brokers, insurers, and lenders. We do not provide financial product advice or credit assistance. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should independently verify the credentials and licensing of any adviser or provider you engage. Visit the ASIC website for further information.