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Car Loans Australia
Private & Commercial Car Loans for New & Used Vehicles
Car Loans Australia :: Home

Car Loans Australia: Quick Quotes & Fast Eligibility Assessment

If you're looking for a great car loan deal for a new or used vehicle purchase or refinance, you are in the right place. Car Loans Australia provides a free service to help you find, and pre-qualify for, the right car loan, from a selection of participating specialist Car Loan Brokers, Banks & Non-bank Lenders, from our nation-wide referral partner network, without accessing or affecting your credit file!!

Let's help find your car loan!

Loan Amount:
Postcode:
All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.

Comparison results are from participating brokers linked to our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.

Any Purpose

New car purchase, Used car buyers, Refinancing, Private sale, Dealer purchase.

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Any Situation

We can help find your next car loan regardless of your employment situation or credit history.

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All Features

Secured Car Loans, Unsecured Finance, Vehicle Leasing, Hire Purchase, Chattel Mortgage, Major Banks, Non-bank Lenders, Lo/No-doc Loans.

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Free assessment

Simply complete our short online loan enquiry form for direct access to a specialist broker or lender who can best accomodate your specific needs and circumstances.

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Multiple lenders

When you submit an online loan enquiry with us, We match your enquiry with a qualified broker or lender who can access a range of finance options from their panel. This may not represent all possible lenders or products available in the market.

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No credit check on enquiry

Submitting your initial finance enquiry with us does not involve a credit check or create an entry on your credit file. Your details are used for our preliminary eligibility assessment and to match you with a broker or lender. If you choose to proceed with a referred broker or lender, they may conduct a credit check in line with their application process, which could affect your credit file. Multiple credit file enquiries can make it more difficult to obtain a loan and may limit your options.

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Not yet ready to buy?

Use our free, no-obligation eligibility assessment to get an indication of how much you may be able to borrow based on typical criteria used by our participating lenders. This is not a loan approval or offer, but it can help you go car shopping with a clearer idea of your likely borrowing capacity.

Just complete our simple car loan eligibility application form and a fully qualified car loan broker from our referral network will set out your options for achieving what you want to do. Any guidance or recommendations will be provided by the licensed broker or adviser to whom your enquiry is referred.

If you do not currently qualify automatically to borrow enough money to buy your dream car right now, your car loan broker can help you by:-

  • explaining all of the options and alternatives that may currently be available to you;
  • showing you exactly what more you need to do in order to borrow the amount you need now;
  • outlining exactly what you will need to do in order to qualify at some time in the future and;
  • maintaining contact with you to provide ongoing information and assistance as you require until you are ready to buy.

How we work for you!

We do not rely on automated software to provide "instant" car finance recommendations ... because we believe that no software can completely comprehend the specific needs of any individual in determining the most appropriate car finance products or options.

When you apply for a free assessment on this website, your enquiry details are provided to a qualified broker from our referral panel, who will then utilise the latest product analysis research and technology in order to tailor any recommendations and product comparisons to your personal circumstances. Car Loans Australia does not itself provide financial product advice or credit assistance; this is provided solely by the licensed broker or adviser to whom your enquiry is referred.

Therefore it is important, when you complete your eligibility assessment application, that you answer all questions as completely and as accurately as possible.

Car Loans Australia Weekly Motoring and Market News Wrap

Podcast Cover Image Paige covers the weeks practical money moves for car buyers. Health insurance premiums rise on 1 April and many Aussies are still owed Medicare refunds—check myGov and adjust budgets before applying for finance. New gas bill data highlights ongoing energy cost pressure; use fuel apps and service plans to trim running costs. Dealers are clearing summer plate and demonstrator stock, so flexible buyers may see sharper prices. Car loan pricing remains competitive for secured loans, with risk‑based pricing making your credit profile and deposit more important. Get a free eligibility check at car-loans-australia.com.

Listen to this week's episode >>


Car Loans Articles

5 Critical Steps to Take Before Applying for a Car Loan in Australia
5 Critical Steps to Take Before Applying for a Car Loan in Australia
Stepping into the world of auto financing can be as daunting as it is exciting. The commitment of a new car loan demands more than just desiring your dream car; it necessitates a balanced budget and a solid financial plan. Understanding how to prepare before signing on that dotted line is not only wise, it’s imperative for your financial health. - read more
The Complete Checklist for Choosing a Car Loan Provider in Australia
The Complete Checklist for Choosing a Car Loan Provider in Australia
Finding the right car loan in Australia can be just as critical as selecting the car itself. Car finance, though a common undertaking, involves nuanced decisions that can have a significant impact on your financial future. - read more
Navigating Car Finance: How to Choose a Loan That Works for You
Navigating Car Finance: How to Choose a Loan That Works for You
Buying a car is a significant financial decision, and for many, it means exploring the world of car finance. In Australia, the options are plentiful, and understanding them is key to making an informed choice. Car finance can seem daunting, with various loan types, interest rates, and repayment plans to consider. But fear not – a clear understanding of these options can steer you towards a deal that complements your financial circumstances. - read more
Avoiding Financial Pitfalls: Tips for First-Time Car Buyers in Australia
Avoiding Financial Pitfalls: Tips for First-Time Car Buyers in Australia
Before taking the plunge into car ownership, it's crucial to have a clear view of your current financial health. Start by evaluating your income, monthly expenses, and any savings you may have set aside. This assessment will give you a realistic picture of how much you can allocate towards buying a car without straining your finances. - read more
The Role of Loan Terms in Car Buying: Flexibility Explained
The Role of Loan Terms in Car Buying: Flexibility Explained
When it comes to buying a car, understanding the loan terms is just as essential as choosing the right make and model. The terms of a loan can significantly affect your financial journey beyond just the asking price. In a marketplace brimming with attractive deals, comprehending these terms can be your greatest asset, ensuring you drive away with a well-suited financing plan. - read more

Finance News

Isuzu Australia Introduces Captive Finance and Leasing Company
Isuzu Australia Introduces Captive Finance and Leasing Company
01 Mar 2026: Paige Estritori
Isuzu Australia Limited (IAL) has announced the establishment of its own finance and leasing company, Isuzu Financial Services Australia (IFSA), set to commence operations in the third quarter of 2026. This marks the first time the Isuzu Group has founded a leasing company outside Japan, highlighting the strategic importance of the Australian market. - read more
AADA Reports Stabilisation in Australian Used Car Market for 2025
AADA Reports Stabilisation in Australian Used Car Market for 2025
13 Feb 2026: Paige Estritori
The Australian Automotive Dealer Association (AADA), in collaboration with AutoGrab, has released the Annual 2025 Automotive Insights Report, providing a comprehensive overview of the nation's used car market over the past year. The report indicates a stabilisation in the market, with total used car sales reaching 2.32 million vehicles in 2025, a slight decrease of 0.37% compared to 2024. - read more
CEFC and Hyundai Capital Australia Collaborate to Lower EV Loan Rates
CEFC and Hyundai Capital Australia Collaborate to Lower EV Loan Rates
13 Feb 2026: Paige Estritori
The Clean Energy Finance Corporation (CEFC) has announced a significant partnership with Hyundai Capital Australia (HCAU), committing up to $60 million to reduce the upfront costs associated with electric vehicle (EV) ownership. This initiative is designed to make EVs more accessible to Australian households and small businesses by offering discounted finance rates on eligible Hyundai and Kia electric models. - read more
ASIC Investigates Car Finance Practices to Strengthen Consumer Safeguards
ASIC Investigates Car Finance Practices to Strengthen Consumer Safeguards
20 Jan 2026: Paige Estritori
The Australian Securities and Investments Commission (ASIC) has commenced a thorough review of the motor vehicle finance sector, focusing on enhancing consumer protections and ensuring compliance with responsible lending obligations. This initiative is particularly attentive to the experiences of borrowers in regional and remote areas, including First Nations communities. - read more
New Low-Interest Loans Make Electric Vehicles More Accessible to Australians
New Low-Interest Loans Make Electric Vehicles More Accessible to Australians
20 Jan 2026: Paige Estritori
The Australian government has unveiled a new initiative to make electric vehicles (EVs) more accessible to a broader segment of the population. This program offers low-interest loans to Australians earning less than $100,000 annually, as well as to essential workers such as police officers, teachers, firefighters, and nurses, regardless of their income level. The loans are available for both new and used EVs priced up to $55,000. - read more
Click for more Finance News

Need Help Finding a Loan?
Get a free car loan eligibility assessment and compare offers tailored specifically to your circumstances.

Let's help find your car loan!

Loan Amount:
Postcode:
All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.
All finance quotes are provided free (via our secure server) and without obligation.
We respect your privacy.

Knowledgebase
Consumer Credit Code:
An act of Parliament that governs the relationship that exists between borrowers and lenders.


This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. Clark Family Pty Ltd is an Authorised Representative (AR 1298860) of Unique Group Broker Services Pty Ltd (AFSL 509434) for financial product referrals and an Authorised Credit Representative (ACR 401491) of Saccasan Pty Ltd (ACL 386297). Check our licensing details on the ASIC registers: Clark Family Pty Ltd ACR, Clark Family Pty Ltd AR, Saccasan Pty Ltd, Unique Group Broker Services.
IMPORTANT: We do not provide financial product advice or credit assistance. We act solely as an introducer and refer enquiries to licensed third-party intermediaries, insurers, and lenders - with whom you can then deal directly. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should always verify the credentials of your financial adviser before proceeding with recommendations that they may present. Visit the ASIC website for further information.